Term Life Insurance

Term Insurance is popular because it is a less expensive form of insurance.  As its name indicates, it is only for a term, thus it is temporary. A term is normally for 10, 20, or 30 years.

Many choose term insurance when they face a new phase in their life.  For instance, some purchase term insurance around the time of getting married, when a child is born, when a home is purchased (mortgage protection), or when any other large debt occurs.

Others will purchase term insurance simply because they know they need insuranceand for the high policy amount, it is relatively cheap.  Others choose term insurance as a temporary, low-cost stop-gap to avoid risk of loss while considering different policy types or financial strategies for the future.  Term is often the first choice for the uninsured who have relatively good health.

We are able to provide term coverage at competitive low rates while using 'A' rated companies.

Because of the price, young families seek out term insurance to cover their most vulnerable years.

Because of the price, young families seek out term insurance to cover their most vulnerable years.